0
Login

  • Home

  • Terms

Terms and condition

Effective Date: November 13, 2025
Last Updated: November 13, 2025

1. Introduction

Welcome to ZAM SME (“we,” “our,” “us”). By accessing or using our website (zamsme.com) and related services (“Platform”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must not use our Platform.

These Terms govern your use of our online learning platform, including course purchases, subscriptions, payments, and interactions with our digital content.

2. Eligibility

You must be at least 18 years old or the legal age of majority in your jurisdiction to use our services. By registering, you confirm that the information you provide is accurate and complete.

3. Accounts and Access

  • You are responsible for maintaining the confidentiality of your login credentials.

  • You agree to notify us immediately if you suspect unauthorized access to your account.

  • We reserve the right to suspend or terminate accounts that violate these Terms.

4. Courses and Content

  • Courses and materials available on ZAM SME are for educational purposes only.

  • You may not reproduce, redistribute, or sell any content without written permission from ZAM SME.

  • We reserve the right to update, modify, or remove any course at any time.

5. Payments

  • All payments are processed through our secure payment partners.

  • Prices are displayed in Zambian Kwacha (ZMW) unless stated otherwise.

  • By making a payment, you agree to our Refund Policy (see below).

6. Intellectual Property

All website content, including text, graphics, logos, course materials, and software, are the property of ZAM SME or its licensors. Unauthorized use is prohibited.

7. Prohibited Activities

You agree not to:

  • Copy or share login credentials.

  • Use the Platform for fraudulent, harmful, or illegal activities.

  • Interfere with website security or attempt to access restricted areas.

8. Limitation of Liability

ZAM SME is not responsible for any indirect, incidental, or consequential damages arising from your use of the Platform, including loss of data, revenue, or business opportunities.

9. Termination

We may suspend or terminate your account if you violate these Terms or engage in abusive or unlawful behavior. Upon termination, access to all courses and content will cease.

10. Governing Law

These Terms are governed by the laws of the Republic of Zambia. Any disputes shall be handled in Zambian courts.

11. Contact Us

If you have any questions about these Terms, please contact us at:
hi@zamsme.com